:root{
  --navy:#0B1F33; --navy2:#132D49; --blue:#246BCE; --gold:#B88A3B; --gold2:#D3AF6C;
  --ink:#142033; --muted:#66717D; --line:#E4E8ED; --paper:#F7F7F5; --white:#FFFFFF;
  --soft:#F3F6F9; --shadow:0 18px 45px rgba(19,45,73,.08); --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.55}
a{color:inherit;text-decoration:none} img{max-width:100%;display:block}.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.93);backdrop-filter:blur(16px);border-bottom:1px solid rgba(228,232,237,.8)}
.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:13px;min-width:max-content}.mark{width:46px;height:54px;border:2px solid var(--gold);border-radius:12px 12px 18px 18px;display:grid;place-items:center;color:var(--navy);font-weight:800;letter-spacing:.05em}.brand-copy strong{display:block;font-size:16px;letter-spacing:.02em}.brand-copy span{font-size:12px;color:var(--muted)}
nav{display:flex;align-items:center;gap:28px;font-size:14px;font-weight:650}nav a:hover{color:var(--blue)}.nav-cta{background:var(--navy);color:white!important;padding:12px 17px;border-radius:10px;box-shadow:0 10px 24px rgba(11,31,51,.14)}
.hero{position:relative;overflow:hidden;padding:74px 0 38px;background:linear-gradient(180deg,#fff 0%,#fbfcfd 100%)}.hero:before{content:"";position:absolute;inset:-20% 38% auto -8%;height:620px;background:radial-gradient(circle at 48% 35%,rgba(36,107,206,.08),transparent 58%),radial-gradient(circle at 70% 60%,rgba(184,138,59,.08),transparent 50%);pointer-events:none}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:58px;align-items:center;position:relative}.eyebrow{font-size:12px;letter-spacing:.16em;font-weight:800;color:var(--gold);text-transform:uppercase;margin-bottom:16px}.hero h1{font-size:clamp(44px,6.5vw,72px);line-height:1.02;letter-spacing:-.045em;margin:0 0 20px;max-width:720px;color:var(--navy)}.hero h1 .accent{color:var(--gold)}.lead{font-size:20px;color:#425166;max-width:680px;margin:0 0 28px}.button-row{display:flex;gap:14px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;gap:10px;padding:14px 18px;border-radius:10px;font-weight:750;font-size:14px;border:1px solid var(--line)}.button.primary{background:var(--navy);color:white;border-color:var(--navy)}.button.secondary{background:white;color:var(--navy);border-color:#AEB8C3}.button:hover{transform:translateY(-1px);box-shadow:0 10px 25px rgba(11,31,51,.08)}
.hero-visual{position:relative;min-height:460px}.network{position:absolute;inset:0;background-image:radial-gradient(circle at 30% 30%,rgba(36,107,206,.9) 0 2px,transparent 3px),radial-gradient(circle at 68% 28%,rgba(184,138,59,.9) 0 2px,transparent 3px),radial-gradient(circle at 42% 64%,rgba(36,107,206,.8) 0 2px,transparent 3px),radial-gradient(circle at 75% 68%,rgba(184,138,59,.8) 0 2px,transparent 3px);opacity:.35}.network:before{content:"";position:absolute;inset:10% 5%;background:linear-gradient(34deg,transparent 48.8%,rgba(11,31,51,.11) 49%,rgba(11,31,51,.11) 49.7%,transparent 50%),linear-gradient(-22deg,transparent 48.8%,rgba(11,31,51,.09) 49%,rgba(11,31,51,.09) 49.7%,transparent 50%);background-size:120px 90px}.field-card{position:absolute;right:5%;top:8%;width:66%;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:22px;padding:28px 30px 26px;transform:rotate(2deg)}.spiral{height:14px;width:58%;margin:-36px auto 20px;background:repeating-linear-gradient(90deg,#5e6670 0 3px,transparent 3px 13px);opacity:.6}.field-card h3{font-size:14px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:0 0 18px}.check{display:flex;align-items:center;gap:12px;padding:9px 0;border-bottom:1px solid #EDF0F3;font-size:14px}.box{width:18px;height:18px;border:1.5px solid var(--gold);border-radius:4px;display:grid;place-items:center;color:var(--gold);font-size:12px}.pen{position:absolute;width:190px;height:15px;background:linear-gradient(90deg,#131820,#424954 70%,#111);border-radius:999px;right:3%;bottom:24%;transform:rotate(-48deg);box-shadow:0 12px 18px rgba(0,0,0,.14)}.pen:after{content:"";position:absolute;right:-16px;top:4px;border-left:20px solid #111;border-top:4px solid transparent;border-bottom:4px solid transparent}.profile-mini{position:absolute;left:2%;bottom:2%;width:190px;background:white;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:14px;display:grid;grid-template-columns:62px 1fr;gap:12px;align-items:center}.profile-mini img{width:62px;height:62px;object-fit:cover;border-radius:12px}.profile-mini strong{display:block;color:var(--navy);font-size:14px}.profile-mini span{font-size:11px;color:var(--muted)}
.topic-strip{margin-top:30px;background:white;border:1px solid var(--line);border-radius:16px;box-shadow:0 10px 30px rgba(11,31,51,.05);display:grid;grid-template-columns:repeat(6,1fr);overflow:hidden}.topic{padding:22px 12px;text-align:center;border-right:1px solid var(--line);font-size:12px;font-weight:750;color:var(--navy)}.topic:last-child{border-right:0}.topic .ico{font-size:22px;margin-bottom:7px;color:var(--blue)}
.section{padding:68px 0}.section.alt{background:var(--soft)}.section.dark{background:var(--navy);color:white}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:26px}.kicker{font-size:12px;color:var(--gold);font-weight:800;letter-spacing:.14em;text-transform:uppercase}.section h2{font-size:clamp(30px,4vw,44px);letter-spacing:-.03em;line-height:1.08;margin:5px 0 0;color:var(--navy)}.dark h2{color:white}.section-intro{color:var(--muted);max-width:700px;font-size:17px}.view-all{font-size:13px;font-weight:750;color:var(--blue)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 10px 28px rgba(11,31,51,.05);transition:.2s ease}.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.card .label{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:800}.card h3{font-size:24px;line-height:1.15;letter-spacing:-.02em;margin:10px 0 12px;color:var(--navy)}.card p{color:#5c6978;margin:0 0 20px}.meta{font-size:12px;color:var(--muted);font-weight:650}.more{font-size:13px;color:var(--blue);font-weight:750}
.tool-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}.tool{background:white;border:1px solid var(--line);border-radius:14px;padding:22px 18px;min-height:190px;display:flex;flex-direction:column}.tool .tool-icon{width:36px;height:36px;border:1px solid #BDD0EA;color:var(--blue);border-radius:10px;display:grid;place-items:center;font-weight:800;margin-bottom:22px}.tool h3{font-size:17px;margin:0 0 10px;color:var(--navy);line-height:1.2}.tool p{font-size:13px;color:var(--muted);margin:0 0 18px;flex:1}.download{font-size:12px;font-weight:800;color:var(--blue);letter-spacing:.02em}
.linkedin{background:linear-gradient(90deg,#f2f7fd,#fff);border:1px solid #d8e5f5;border-radius:16px;padding:22px 24px;display:flex;align-items:center;justify-content:space-between;gap:22px}.linkedin .ln{width:48px;height:48px;background:#0A66C2;color:white;border-radius:9px;display:grid;place-items:center;font-size:24px;font-weight:800}.linkedin-copy{flex:1}.linkedin-copy small{color:var(--gold);font-weight:800;letter-spacing:.1em;text-transform:uppercase}.linkedin-copy strong{display:block;font-size:20px;color:var(--navy)}
.about-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:white}.about-cell{padding:30px;border-right:1px solid var(--line)}.about-cell:last-child{border-right:0}.person{display:grid;grid-template-columns:120px 1fr;gap:24px;align-items:start}.person img{width:120px;height:120px;object-fit:cover;border-radius:18px}.about-cell h3{font-size:18px;color:var(--navy);margin:0 0 10px}.about-cell p{font-size:14px;color:#596879}.scout-mark{width:72px;height:72px;border-radius:50%;border:1px solid #D9E0E7;display:grid;place-items:center;font-size:30px;margin-bottom:18px;color:var(--gold)}
.article-hero{padding:70px 0 44px;background:linear-gradient(180deg,#fff,#f8fafc)}.article-hero h1{font-size:clamp(40px,6vw,68px);line-height:1.02;letter-spacing:-.04em;max-width:900px;color:var(--navy);margin:10px 0 18px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 270px;gap:60px;padding:56px 0 80px}.prose{font-size:18px;color:#344255}.prose h2{font-size:32px;line-height:1.15;color:var(--navy);margin:42px 0 14px}.prose h3{font-size:22px;color:var(--navy);margin:30px 0 10px}.prose p{margin:0 0 19px}.prose ul,.prose ol{padding-left:24px}.prose li{margin:8px 0}.pullquote{border-left:4px solid var(--gold);padding:18px 24px;background:#faf8f3;border-radius:0 12px 12px 0;margin:30px 0;color:var(--navy);font-weight:650}.aside{position:sticky;top:110px;align-self:start}.aside-box{border:1px solid var(--line);border-radius:14px;padding:20px;background:white;margin-bottom:16px}.aside-box strong{color:var(--navy)}.aside-box p{font-size:13px;color:var(--muted)}
.resource-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.resource-card{border:1px solid var(--line);background:white;border-radius:18px;padding:28px;display:flex;gap:20px}.resource-icon{flex:0 0 54px;height:54px;border:1px solid #cbd8e8;border-radius:12px;display:grid;place-items:center;color:var(--blue);font-weight:800}.resource-card h3{margin:0 0 8px;color:var(--navy)}.resource-card p{margin:0 0 14px;color:var(--muted)}.coming{font-size:11px;font-weight:800;color:#8b96a3;text-transform:uppercase;letter-spacing:.1em}
.footer{border-top:1px solid var(--line);padding:34px 0 28px;background:#fbfcfd}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}.footer strong{color:var(--navy)}.footer p,.footer a{font-size:13px;color:var(--muted)}.footer-links{display:flex;gap:14px;flex-wrap:wrap}.copyright{border-top:1px solid var(--line);margin-top:26px;padding-top:20px;font-size:12px;color:#8b96a3;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.notice{background:#fffaf0;border:1px solid #ecd8aa;border-radius:12px;padding:18px 20px;color:#5e5033;font-size:14px}.legal{font-size:14px;color:#5b6878}.legal h2{color:var(--navy)}
@media (max-width:1000px){nav{display:none}.hero-grid{grid-template-columns:1fr}.hero-visual{min-height:380px}.topic-strip{grid-template-columns:repeat(3,1fr)}.topic:nth-child(3){border-right:0}.grid3{grid-template-columns:1fr}.tool-grid{grid-template-columns:repeat(2,1fr)}.about-grid{grid-template-columns:1fr}.about-cell{border-right:0;border-bottom:1px solid var(--line)}.about-cell:last-child{border-bottom:0}.article-layout{grid-template-columns:1fr}.aside{position:static}.resource-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.container{width:min(100% - 24px,var(--max))}.hero{padding-top:46px}.hero h1{font-size:46px}.lead{font-size:17px}.hero-visual{min-height:330px}.field-card{width:82%;right:0}.profile-mini{width:175px}.topic-strip{grid-template-columns:repeat(2,1fr)}.topic{border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.tool-grid{grid-template-columns:1fr}.linkedin{align-items:flex-start}.about-grid{border-radius:12px}.person{grid-template-columns:88px 1fr}.person img{width:88px;height:88px}.footer-grid{grid-template-columns:1fr}.section{padding:52px 0}.article-hero{padding-top:46px}.article-layout{padding-top:38px}}

/* Claims Field Guide v3.2 — studio refinements */
.hero-grid{grid-template-columns:1.02fr .98fr;gap:64px}
.hero h1{font-size:clamp(42px,5.7vw,66px);line-height:1.045;letter-spacing:-.042em;max-width:690px}
.hero-visual{min-height:450px}
.field-card{right:1%;top:7%;width:64%;padding:27px 29px 25px}
.pen{right:0;bottom:18%;width:178px}
.profile-mini{left:0;bottom:8%;width:238px;grid-template-columns:72px 1fr;gap:14px;padding:15px 16px;border-radius:18px}
.profile-mini img{width:72px;height:72px;border-radius:14px;object-position:center 24%}
.profile-mini strong{font-size:15px;line-height:1.2;margin-bottom:4px}
.profile-mini span{font-size:12px;line-height:1.35;display:block}
.topic .ico{height:30px;margin:0 auto 9px;display:grid;place-items:center;color:var(--blue)}
.topic .ico svg{width:27px;height:27px;fill:none;stroke:currentColor;stroke-width:1.55;stroke-linecap:round;stroke-linejoin:round}
.topic:hover .ico{color:var(--gold)}
@media (max-width:1000px){.hero-grid{gap:34px}.profile-mini{left:3%;bottom:4%}}
@media (max-width:640px){.hero h1{font-size:43px;line-height:1.04}.hero-visual{min-height:350px}.profile-mini{width:210px;grid-template-columns:62px 1fr}.profile-mini img{width:62px;height:62px}.pen{width:145px;bottom:15%}}